Tuesday, December 24, 2019
Ethical Implications And The Effects Of Bullying - 1915 Words
Ethical Implications and the Effects of Bullying Bullying is a typical common topic among schools. What has changed is the academic perception of bullying. What was once seen as a common process of growth for students is now seen as a detrimental process that can have lasting negative effects on all parties involved. This essay briefly examines the history of research on the effects of bullying, it then identifies the current state of research as well as public perception. I conclude with intervention strategies that are suggested with this context in mind. Historically, bullying is seen as a natural process that is part of the growth and development of children and students. This view was particularly strong within the publicââ¬â¢sâ⬠¦show more contentâ⬠¦Specifically, the definition has gotten more precise and added more components. Bullying (in present research), is defined as intentional harm doing with an imbalance of power (perceived or real). It can be physical or verbal, and direct or indirect (Wolke, 2015). This definition becomes even more complex when one factors in cyber bullying. Cyber bullying can involve all the same factors but is different in that it takes place through electronic means. This can involve aggressive communication, sharing of private messages, and a variety of other circumstances (Wolke, 2015, p. 879). The situation begins with an understanding of the parties involved. Each party has different stakes in bullying incidents which results in the effects being different for each party. Contemporary r esearch predominantly categorizes individuals into three groups: Bully, Bully/Victim, and Victim (Copeland, 2013; Sourander, 2007). In Andre Souranderââ¬â¢s article, ââ¬Å"What is the Early Adulthood Outcome of Boys Who Bully or Are Bullied in Childhood? The Finnish ââ¬ËFrom a Boy to a Manââ¬â¢ Studyâ⬠he goes into specific detail on each of these groups. Beginning with the bully, there are common traits that have arisen in recent research. These include aggression, hyperactivity, domineering personality, social adeptness and awareness, and possibly a lack of empathy (Sourander, 2007). The common theme that arises among these traits is bullies have a tendency to recognize
Monday, December 16, 2019
Fsibl Free Essays
Introduction Islamic Banking in Bangladesh There are currently seven commercial banks operating under Islamic principles. They are: 1. Islami Bank Bangladesh Limited, 2. We will write a custom essay sample on Fsibl or any similar topic only for you Order Now Al-Arafah Bank Ltd. 3. Social Investment Bank Ltd, 4. Exim Bank Ltd, 5. Shahjalal Islami Bank Ltd. 6. Icb Islamic Bank Ltd 7. First security Islami Bank Ltd. HISTORICAL BACKGROUND First Security Islami Bank Limited (FSIBL) was incorporated in Bangladesh on 29 August 1999as a banking company under Companies Act 1994 to carry on banking business. It obtainedà permissionà from Bangladesh Bankà on 22à September 1999à to commence itsà business. Theà Bankà carries banking activities through its Fifty Three (53) branches in the country. The commercialà banking activities of the bank encompass a wide range of services including accepting deposits,makingà loans,à discounting bills, conductingà money transferà andà foreignà exchangeà transactions,andà performing other related services suchà as safeà keeping,à collectionsà andà issuingà guarantees,acceptances and letter of credit. At the beginning, FSIBL started their business with traditional commercial banking services. However, from 2008 they converted their business to Islamic Banking with Islamic Shariah Act. The FSIBL has played a pioneering role in shaping the future of the Banking industry inBangladesh since its inception. The Bank started in 1999 with 14 branches and now it has 53à branches in Bangladesh and recently the bank introduce an Exchange House in Canada. The Bank also maintains a comprehensive correspondent relationship with top ranking banks. FSIBL has already started their on-line, SMS and ATM banking facilities for their clients. 2. 2 Vision of the Bank Wherever you are, you can Bank with usâ⬠is the motto ofà First Security Islami Bank. FSIBL isà prepared to meet the challenge of the 21st century well ahead of time. To cope with the challengeof the new millennium it hired experienced and well-reputed banker of the country from theinception. Theà bankà hasà efficientà andà dedicatedà professionalà andà equippedà withà modemtechnology to provide the best service in the need of the people and thus to realize its vision. Sothe Bank defamed its Vision: ââ¬Ëto be the most efficient Islamic Bank in terms of customer serviceà profitability and technology applicationââ¬â¢ Mission To develop deliver the most innovative products, manage customer experience, deliver qualityservices that contributes to brand strength, establishes a competitive advantage and enhancesà profitability, thus providing value to the stakeholders of the bankà 2. 4 Goal of the bank Toà exceed customer expectations throughà innovative Islamic financial products à servicesà andestablish a strong presence to recognize shareholderââ¬â¢s expectation and optimize their rewardsthrough dedicated work force. . 5 Special Features of FSIBL â⬠¢ All activities of FSIBL are conducted under a profit/loss based system according toIslamic Shariah to get the nation rid of Usury. â⬠¢ Its investment policies under different modes are fully Shariah compliant and wellmonitored by the board of Shariah Council. â⬠¢ FSIBLà hasà includedà onlineà bankingà inà its wideà rangeà ofà services. Bangladeshisoftware has been introduced in this feature toà promote t he local developers. â⬠¢ FSIBL regularly arranges its AGMs (Annual General Meeting). Whenever neededEGMs (Extraordinary General Meeting) are also arranged. â⬠¢ They believe in providing dedicated services to the clients imbued with Islamic spiritof brotherhood, peace andà fraternity. â⬠¢ The bank is committed towards establishing a welfare-oriented banking system tomeet the needs of low income and underprivileged class of people. â⬠¢ The Bank upholds the Islamic values of establishment of a justified economic systemthrough social emancipation and equitableà distribution of wealth. â⬠¢ Followingà theà Islamicà traditions,à ità isà assistingà inà theà economicà progressà ofà thesociallyà deprivedà people;à inà theà creationà ofà employmentà opportunitiesà andà inà promotion of rural areas to ensure a balance development of the country. 2. 6 FSIBLââ¬â¢s Inter Division andà Branch Coordination Allà theà 53à branchesà areà computerizedà underà distributedà serverà environment. Anotherà fewà branches areà planningà to openà in nearà future. FSIBL hasà already started their on-line, SMS andATM banking facilities for their clients. FSIBLà haveà setà upà Wideà Areaà Networkà throughà Radio,à Fiber-Opticsà à otherà availablecommunication media systems to provide any branch banking to their customers. Customer ofà oneà branchà isà nowà ableà toà deposità andà withdrawà moneyà atà anyà ofà ourà branches. 2. 7 Online Banking FSIBLà Onlineà bankingà applicationà addressesà theà needsà ofà small,à individualà andà corporateaccountà holdersà ofà theà bank. Thisà applicationà providesà aà comprehensiveà rangeà ofà bankingservices that enable the customer to meet most of their banking requirements over the Net at anyà branch. . 8 SMS Banking SMS bankingà is aà technology-enabledà serviceà offering fromà banks toà its customers,à permittingthem to operate selected banking services over their mobile phones using SMS messaging. FirstSecurity Islami Bank Ltd. has officially launched SMS banking service from Decem ber 17,2007. 2. 9 Merchant Banking FSIBLââ¬â¢s Merchant Banking Group is strongly positioned to offer perfect financial solutions itsclientââ¬â¢s business. They specialize in the arrangement of various forms of Foreign CurrencyCredits for Corporate. FSIBL provide the resources, convenience and services to meet its clientsââ¬â¢needs by arranging Foreign Currency credits through:â⬠¢ Commercial loansâ⬠¢ Syndicated loans à Lines of Credit from Foreign Banks andà Financial Institutionsâ⬠¢ FCNR loansâ⬠¢ Loans from Export Credit Agenciesâ⬠¢ Financing of Imports. 2. 10 Product and Services In the memorandum and articles of association of the First Security Islami Bank is revised itsarea of operation is clearly written. The product of FSIBL is targeted to fulfill that aim. Theà product and services that are currently available are given below: â⬠¢ Depository Products First Security Islami Bank is now offering 09 depository products for mobilizing the savings ofà the general people. There are also emphasizing on non-fund business and fee based income. Bidà bond/ bid security can be issued at our customerââ¬â¢s request. FSIBL is posed to extend L/C facilities to its importers / exporters through establishment ofà correspondent relations and Nostro Accounts with leading banks all over the world. â⬠¢ Loan Products First Security Islami Bank offers a wide range of loan and advance product to the client forà financing different purpose that fulfill the requirements of the bank and have good return to theinvestment as well as satisfy the client. â⬠¢ Other Product and Services The bank has its concentration for new product and services development for satisfying itscustomer and increasing its customer base. They prefer now faster service with least cost. Forà delivering faster service the bank has introduced online banking service. There are other productsand services that FSIBL has introduced. They are: * Online Banking Services * Locker Services * Utility Bills * ATM services FLUCTUATION OF SHARE PRICE (ONE YEAR) BALANCE SHEET ANALYSYS 3. 1. 5 Types of Investment Facilities The Bankââ¬â¢s Policy is to introduce diversified / new types of Products / Product derivativesalong with usual Banking Products. At present the Bank offers the following facilities: i. Investmentà / Deployment of Funds: a. Bai-Murabahaà (Deferredà Lumpà Sum/à Installment Sale)à b. Bai-Muajjalà (Deferredà Installment /à Lumpà Sumà Sale)c. Ijara (Leasing)d. Musharaka (Joint-Venture Profit-Sharing)e. Mudaraba (Trustee Profit-Sharing)f. Bai-Salamà (Advanceà Sale andà Purchase)g. Hire-Purchaseh. Direct Investmentsi. Postà Importà Investmentà j. Purchaseà andà Negotiation of Export Billsk. Inland Billsà Purchasedl. Murabahaà Importà Billsm. Bai-Muajjal Import Billsn. Pre Shipment Investmento. Quard-ul-Hasan (Benevolent Investment) KYC Concept The Investment Officers/RM must know their customers and conduct due diligence onnew borrowers, principals and guarantors to ensure such parties are in fact who theyrepresent themselves to be i. e. , Knowà Your Customer (KYC). The Banker ââ¬â Customer relationship would be established first through opening of CD/STD / SB accounts. Proper introduction, photographs of the account holders / signatories,à passport,à Tradeà License,à Memorandumà andà Articlesà ofà theà Company,à certificateà ofà incorporation, certificate of commencement of business, List of Directors, resolution, etc. i. e. all the required papers as per Bankââ¬â¢s policy and regulatory requirements are to beobtained at the time of opening of the account. A declaration regarding approximatetransaction to the account is to be obtained during opening of account. Informationregardingà businessà pattern,à natureà ofà business,à volumeà ofà businessà etc. isà toà beascertained. Any suspicious transaction must be timely addressed and brought down tothe noticeà ofà the Headà Office /à Bangladesh Bankà asà requiredà andà alsoà appropriatecorrective measures to be taken as per the direction of Bank Management/BangladeshBank SWOT analysis Strength Diversified ownership pattern Strong market share Good Financial performance Good investment portfolio Comfortable Liquidity position Experienced management team Sound HR development programmes Improvement in automation Wide branch network Significant involvement in corporate social responsibility Weakness: Unmatched asset versus capital growth Limited delegation of power Limited modern customer service facilities Moderate recovery of rescheduled investments High large investment exposures Initial stage of system based internal control procedures Opportunities: Investment in SME and Agro based industry Real time online banking Credit card in dual currency Creation of Islamic Money market product Introduce above 5 years Islamic bond Threats: Market pressure for increasing the SLR Overall liquidity crisis in money market Government pressure to reduce investment rate Increase the capital adequacy position Findings * Most of the costumers do not know the regulations of the investment modes. * Shortage of human resources in Investment Section. * Deposit schemes favoring to the customers. * Senior level executives should be more cooperative with the subordinates. * Regarding security service of the bank, account opening and closing system, phone query, cash withdraw and deposit facility, credit profit rate, online banking, external and internal environment are satisfactory to the customers. Most of the customers are service holder and businessman; they like to come to FSIBL because near to residence / office / work place, better service, easier banking procedure. * Employees of the bank are more cooperative with the customers. * Employees of the bank have good knowledge to solve the queries of the customers. * According to the customers opinion more ATM booths needed to be setup in different places. Acco rding to the data analysis customers feeling about banking in FSIBL are very satisfied. Recommendations Different types of products and services are available in FSIBL but clients are not concerned about that so advertisement and promotional activities should be increased. * Increasing more deposit schemes under consumer banking. * Providing prompt service in account opening. * Now a day, the online banking service is very much popular in all over the world, so the bank should try to develop in this side. * FSIBL should increase Debit card ; credit card facilities. * SJIBL online service should be fast ; accurate. The website of SJIBL is not good enough; most of the pages are under construction. The page should be constructed as soon as possible. * Should increase the ATM Booths. * More manpower is required to run the business smoothly. * Employee trainings and workshops should be administered in order to give them knowledge and professionalism in customer interactions. They should be taught about how to deal with the problem of customers and problematic situations. * Physical and technological facilities should be increased in evaluating credit proposals. Experienced and expert personnel should be kept within the bank, which will lead to a quality selection of clients * SJIBL should more focus on customer needs. They need to concentrate more on their existing services and product innovation. * A yearly conference with the employees should be arranged where they will exchange their views with the management about different aspects. This will help to increase the efficiency of the employees. * Prompt service should be given to the customers. In this regard arranging job rotation regularly for employees to improve the skills in different types of service. This will increase the efficiency of the service. * More emphasis should be given on the customersââ¬â¢ complaint. * Informal training can be a way to improve the skills of the employee. Allocating job responsibility to the employees according to their profit. * Try to create a good image to customers through different promotional tools Conclusion First security Islami Bank Limited is one of the leading Islamic sharah based commercial bank in Bangladesh. FSIBL is committed to provide excellent service to its valued customers. The management of FSIBL always gives special efforts to uphold the interest and trust of their customers. By providing excellence service and special effort First Security Islami Bank has placed itself to a strong position among all the banks. The main focus of FSIBL is to concentrate on the consumer demand, which differentiates FSIBL with other banks. FSIBL has been successfully created a brand image Islamic sharah based in the market and is maintaining a strong position in the market. But still it has some weakness, which can be easily overcome. FSIBL has much more potential to explore the existing market. So, to be the number one forever they have to be very perfect in their business. How to cite Fsibl, Essay examples
Sunday, December 8, 2019
Principles of Management Case of Abu Dhabi Islamic Bank
Question: Discuss about thePrinciples of Management forCase of Abu Dhabi Islamic Bank. Answer: The above are some of the functions and roles that a manager in Abu Dhabi Islamic Bank is expected to perform. They include; Planning Planning is one of the functions of a manager. He is the chief planner. For other departments to implement decisions, they are first planned through the managers desk. In this case, the manager in Abu Dhabi Islamic bank plans with the assistance of the management body on how to run the company for the better of its future development. In this function, the decisions are formulated, aims and goals identified (Shastri, Hoda, Amor, 2017, P.45). Leading The leadership role is under his task. He has to lead all the other depertments, the line management starts from him. In this role, he gives order to the companys workers. For instance in Abu Dhabi National Bank, he leads the insurance departments, the human resource department, the sales department, the welfare and also the finance department. Organizing In Abu Dhabi Islamic bank, there are several activities and functions that the manager takes the organizing role so as they can all be successful. He is the one who organize on how certain department, for example, how the human resource department would acquire enough facilities, schedule meetings. He also guides on how the implementation would be made efficient (Baumann-Pauly et al., 2013, p.693). Controlling The manager in this bank plays the controling role. He controls other departments to ensure that the standards of the organization are well maintained with high perfpormance levels, and taking collective action to avoid any loop for a company to collapse. The bank manager controls even the working hours liaising with Human resource department. Managerial roles are seen to be consistent in any organization. According to Ralph (2013), consistency acts as the foundation of concrete management. The later means that, the manager in Abu Dhabi Islamic Bank for example plays a consostent role in the line of duty. The decisions made for an organization today, affect the next day of the organization. The banks decision maybe to introduce machine based operations and dismiss the workers today, may be the change would affest the organization socially. The explanations means that during the whole process of planning, organizing, leading and controlling, there should be consistency. The operations of the organization should as well be consistent. What the company choses to do should be traced with a high degree of consistency as long as the same environment exists (Iqbal Molyneux, 2016, P.97). As a manager in Abu Dhabi Islamic bank, I am expected as per this theory to be in a position to understand how the banking systems operate. The theory says that the organization is made up of many parts. All these parts work differently but in unity and in a close relationship to provide better services for the whole company. Therefore, I would co-operate with all the companys departments so as we call have a good system of operation (Rice, 2013, P. 17). System theory emphasizes that the manager should understand all the system in the organization, understand how they benefit and affect the organization either negatively or positively. The theory gives the manager a chance to examine pattern and events in the workplace. This would help me as the manager in this environment to evaluate the goals of his organization. References Shastri, Y., Hoda, R., Amor, R. (2017, February). Understanding the Roles of the Manager in Agile Project Management. In Proceedings of the 10th Innovations in Software Engineering Conference (pp. 45-55). ACM. Baumann-Pauly, D., Wickert, C., Spence, L. J., Scherer, A. G. (2013). Organizing corporate social responsibility in small and large firms: Size matters. Journal of Business Ethics, 115(4), 693-705. Iqbal, M., Molyneux, P. (2016). Thirty years of Islamic banking: History, performance and prospects. Springer. Rice, A. L. (2013). The enterprise and its environment: A system theory of management organization (Vol. 10). Routledge.
Saturday, November 30, 2019
Luis Barragan free essay sample
Life, career, development, major works impact on architecture of Mexican leader of Critical Regionalism movement of 20th Cent. In the course of the twentieth century architecture, like most aspects of culture, has been marked by increasing homogeneity across national lines. As Ricoeur points out, the universalizing of culture is in some ways an advance for humanity but it also constitutes a sort of subtle destruction in which local sources of stylistic innovation are gradually repressed as universal styles of architecture, art, food and just about every aspect of culture take over. There is a tension between local culture and this universalizing trend that cannot be resolved in favor of one side or the other. The tendency of styles and forms to spread quickly from one area to another will only increase and regional culture has become something which [must] be self-consciously cultivated. Regional architects must, therefore, strive to combine the assimilation of international styles with
Tuesday, November 26, 2019
Criminal Justice in the United States essays
Criminal Justice in the United States essays Criminal justice in the United States is an expensive business. It is the only country in the west that routinely sentences offenders to prison terms longer than two years: 39 percent of state prisoners in 1991 had been sentenced to ten years or longer. It is also the only country in the west that, on an average day, holds more than 125 per 100,000 of its residents in jail or prison: on a typical day in 1998, nearly 700 per 100,000 Americans were behind bars. (Hallett according to many, the US criminal justice system is doing far less than enough; according to the US National Commission on the Causes and Prevention of Violence, "There is a criminal justice process through which each offender passes from the police, to the courts, and back unto the streets. The inefficiency, fall-out, and failure of purpose during this process is notorious." (Hallett Contemporary policies concerning crime and punishment are not only among the most draconian among wealthy nations, they are also the harshest in American history. No other Western country continues use the death penalty except the United States: 3300 prisoners were on death row in 1997 and more people were executed76than in any year since 1955. Capital punishment has been abolished by all the big democracies except the United States, Japan and India. Additionally, many emerging democracies in Eastern Europe, Africa and Latin America have also abandoned it. Capital punishment in the United States is derided by critics in Europe for being antediluvian and barbaric. (Economist, 5/15/99) Cesare Beccaria, an Italian philosopher and reformer, is considered the father of modern criminal justice; he famously decried older, more severe punishments in Europe in 1764 when he published his seminal work "On Crimes and Punishments.'' Beccaria was the first to believe in the reformati...
Friday, November 22, 2019
Definition and Examples of Etymon in Linguistics
Definition and Examples of Etymon in Linguistics In historical linguistics, an etymon is a word, word root, orà morphemeà from which a later form of a word derives. For instance, the etymon of the English word etymology is the Greek word etymos (meaning true). Plural etymons or etyma. Put another way, an etymon is the original word (in the same language or in a foreign language) from which a present-day word has evolved. Etymology:à From the Greek, true meaning The Misleading Etymology of Etymology [W]e have to avoid being misled by the etymology of the word etymology itself; we have inherited this term from a pre-scientific period in the history of language study, from a time when it was supposed (with varying degrees of seriousness) that etymological studies would lead to the etymon, the true and genuine meaning. There is no such thing as the etymon of a word, or there are as many kinds of etymon as there are kinds of etymological research. (James Barr, Language and Meaning. E.J. Brill, 1974) The Meaning of Meat In Old English, the word meat (spelled mete) mainly meant food, especially solid food, found as late as 1844... The Old English word mete came from the same Germanic source as Old Frisian mete, Old Saxon meti, mat, Old High German maz, Old Icelandic matr, and Gothic mats, all meaning food. (Sol Steinmetz, Semantic Antics. Random House, 2008) Immediate and Remote Etymons Frequently a distinction is made between an immediate etymon, i.e. the direct parent of a particular word, and one or more remote etymons. Thus Old French frere is the immediate etymon of Middle English frere (modern English friar); Latin frater, fratr- is a remote etymon of Middle English frere, but the immediate etymon of Old French frere. (Philip Durkin, The Oxford Guide to Etymology. Oxford University Press, 2009) Sack and Ransack; Disk, Desk, Dish, and Daisà The etymon of ransack is Scandanavian rannsaka (to attack a house)(hence to rob), whereas sack (plundering) is a borrowing of French sac in phrases like mettre sac (to put to sack)... An extreme case of five English words reflecting the same etymon is discus (an 18th-century borrowing from Latin), disk or disc (from French disque or straight from Latin), desk (from Medieval Latin but with the vowel changed under the influence of an Italian or a Provenà §al form), dish (borrowed from Latin by Old English), and dais (from Old French). (Anatoly Liberman, Word Origins . . . and How We Know Them. Oxford University Press, 2005)ââ¬â¹ Roland Barthes on Etymons: Triviality and Satisfaction [I]n Fragments dun discours amoureuxà [1977], [Roland] Barthes demonstrated that etymons can provide insights into the historical polyvalence of words and the transferral of alternate meanings from one epoch to another, For example, triviality can certainly become quite a different concept when compared with the etymon trivialis which means what is found at all crossroads.à Or the word satisfaction assumes different identities when compared withà the etymonsà satis (enough) and satullus (drunk). The variance between current common usage and the etymological definition exemplifies the evolution of the meanings of the same words for different generations. (Roland A. Champagne,à Literary History in the Wake of Roland Barthes: Re-defining the Myths of Reading. Summa, 1984)
Thursday, November 21, 2019
How Reflective Practice Promotes Personal And Professional Development Essay
How Reflective Practice Promotes Personal And Professional Development of Teachers - Essay Example ing nature of the basic learning needs of children, youth and adults requires a broadening of the scope of basic education and redefining it to meet the needs of changing times. The changing dynamics of the social fabric in multicultural societies across the globe have increasingly become major challenges within the education system, especially in UK secondary school system. 2. Need for teacher development The quality and standard of teaching considerably influences studentsââ¬â¢ performance. The teachers need to evolve and develop appropriate skills to suit the changing needs of the pupils and raise their achievement level. It is important to understand the nature of teachersââ¬â¢ learning in order to exploit their competencies and promote new initiatives in teaching methodologies. Moreover, the key objective of a teachersââ¬â¢ development program is to challenge the status quo of existing knowledge to evolve a more creative way of teaching effectively (Craft, 1996). Teache rsââ¬â¢ teaching is also influenced by their beliefs, ideas and their life experience (Borko, 2004). Moreover, teachers should also be able to communicate effectively to transfer knowledge. Their ability to communicate and their expertise in the subject are a critical paradigm that must be constantly updated to include new approaches and ideas. Effective communication promotes the retention of knowledge and the development of a critical outlook amongst the students. Effective teaching is contextual as its efficacy can only be tested in the context of learning and the environment and support within which it is imparted. Thus, environmental changes vis-a-vis advancing technology, globalization, demographic changes etc. become challenging issues for teachers that significantly impact teaching. Though,... This paper approves that the need to identify and evaluate various parameters of reflective practices becomes an essential ingredient for teacher development. At the same time, many other issues like socio-psychological factors have significant impact on the metacognitive responses of the teachers. Thus, the behaviour, attitude, beliefs, value system etc. of the teachers have increasingly emerged as crucial elements within teaching process for eliciting positive responses from the students. Teachers learn what type of behaviour and attitude motivates students for higher achievement. When they change their behaviour to suit the needs of the students, they improve their teaching. This report makes a conclusion that the role of teachers is important within the field of education as they are proactively involved in the development of children and students into responsible citizens. Their professional development becomes necessary due to the evolving dynamics of the external environment. Reflective practices in the professional development of teachers help to identify shortcomings and promote wider understanding of the various methodologies that can be used to enable teachers to become more articulate and effective in teaching. Reflective practices therefore have gained popularity due to their active learning processes that constantly motivate teachers to improve. The various facets of reflective practice as discussed, reveal their importance in the overall development of teachers and how they contribute in adding value to the teaching.
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